Insurance and Rates

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Quick Answer: Do You Take My Insurance?

I'm in network directly with Blue Cross and Blue Shield of Texas, Blue Cross and Blue Shield of Illinois, UnitedHealthcare / United Behavioral Health, Aetna, and Health Alliance. Through Headway, I'm also in network with Aetna, Ascension, Blue Cross and Blue Shield of Illinois, Blue Cross and Blue Shield of Texas, Carelon Behavioral Health, Cigna, and Curative. If you pay for yourself, the first diagnostic assessment is $225 and sessions after that are $200. The 15-minute consultation is free. Not sure about your plan? Send your plan name with your consultation request and we'll check.

Two Ways to Use Your Insurance

In Network Directly With 290 Therapy

• Blue Cross and Blue Shield of Texas

• Blue Cross and Blue Shield of Illinois

• UnitedHealthcare / United Behavioral Health

• Aetna

• Health Alliance

With these plans, 290 Therapy bills your insurance directly.

Through Headway

• Aetna

• Ascension

• Blue Cross and Blue Shield of Illinois

• Blue Cross and Blue Shield of Texas

• Carelon Behavioral Health

• Cigna

• Curative

Headway is a company that credentials me with these plans and handles the insurance billing, so you can use your coverage to see me. You're still working with me, in my own practice. Headway doesn't employ me, and it doesn't set your cost. Your plan does. You start the same way as everyone else, with a free 15-minute consultation.

We don't accept Original Medicare. If you have Blue Cross and Blue Shield of Texas Medicare Advantage, you may be able to see us through Headway.

Plans by State

We accept these plans for clients in Texas and Illinois. Coverage can vary by state and plan, so send us your plan name and we'll confirm.

We don't accept Medicaid at this time.

You need to be physically located in Texas or Illinois at the time of each session. Read more about online therapy in Forney, TX and online therapy in Bloomington, IL.

How to Check Your Coverage

1. Call the member services number on your insurance card.

2. Ask whether outpatient mental health therapy by video (telehealth) with a licensed counselor is covered.

3. Ask about your deductible, your copay or coinsurance, and whether you need a referral.

4. Share your plan name when you request your consultation, and we'll confirm what we can.

If you use insurance, what you pay depends on your plan.

Self-Pay Rates

• 15-minute consultation: free

• First diagnostic assessment: $225

• Sessions after that: $200

We accept all major payment methods.

Your Right to a Good Faith Estimate

If you don't have insurance or aren't using it, you have the right to receive a Good Faith Estimate explaining how much your care will cost. You'll get it in writing before your first session, and you can ask for one at any time. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059. Read our Good Faith Estimate notice.

Out-of-Network Benefits and Superbills

If your plan isn't listed, you can pay the self-pay rate and ask for a superbill that you can send to your insurance company yourself. I can't promise your plan will pay you back. Whether it does, and how much, depends on your plan's out-of-network benefits, so check with your plan before you start.

Cancellations

Late cancellations and missed sessions with less than 24 hours' notice are charged a fee, as outlined in your client agreement. The same policy applies to everyone. Insurance doesn't pay this fee, so it isn't billed to your insurance.

Is Online Therapy Covered by Insurance?

Many plans cover therapy by video, but it depends on your plan, so use the steps above to check. All 290 Therapy sessions are online by secure video, and you need to be physically located in Texas or Illinois at the time of each session.